Does Costco Accept Afterpay?

If you’re a savvy shopper, you’ve probably heard of Afterpay. It’s a popular payment method that allows you to purchase items and pay for them over four installments.

However, if you’re a Costco shopper, you may be wondering if you can use Afterpay to make your purchases at the wholesale retailer.

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What is Afterpay?

Afterpay is a buy now, pay later payment platform that allows customers to split their purchases into four equal payments. The service is free to use, and there are no interest charges as long as the payments are made on time.

How Does Afterpay Work?

When you make a purchase using Afterpay, you’ll be asked to create an account and provide your payment information. Afterpay will then split your total purchase amount into four equal payments.

The first payment is due at the time of purchase, and the remaining three payments will be charged to your account every two weeks.

Is Afterpay Accepted at Costco?

Unfortunately, Costco does not currently accept Afterpay as a payment option. However, there are other payment methods available that you can use to make your purchases.

Alternative Payment Options at Costco

Costco accepts several payment methods, including:

Advantages and Disadvantages of Afterpay

Before deciding if Afterpay is right for you, it’s essential to consider the advantages and disadvantages.


  • It allows you to spread the cost of your purchase over four installments.
  • There are no interest charges as long as you make your payments on time.
  • It’s easy to use and can be completed quickly.


  • You may be tempted to overspend if you’re not careful.
  • There may be fees if you miss a payment or are late with a payment.
  • Not all retailers accept Afterpay.

Benefits of Shopping at Costco

While Costco doesn’t accept Afterpay, there are still plenty of benefits to shopping at the wholesale retailer. Some of the advantages include:

  • Discounted prices on bulk items
  • High-quality products
  • Exclusive member benefits
  • A generous return policy
  • Free samples

How to Maximize Your Savings at Costco

To get the most out of your shopping experience at Costco, consider these tips:

  • Purchase items in bulk to save money.
  • Use coupons and take advantage of sale items.
  • Check out the Costco website for exclusive online deals.
  • Consider upgrading to a Costco Executive Membership for additional benefits.


Can I use Afterpay at Costco?

No, Costco does not accept Afterpay as a payment option.

What payment methods does Costco accept?

Costco accepts Visa, Mastercard, Discover, American Express, debit cards, Costco Shop Cards, and cash.

Does Costco offer financing options?

Yes, Costco offers financing options for select items through its partnership with Citi.

What is a Costco Shop Card?

A Costco Shop Card is a gift card that can be used to make purchases at Costco.

Does Costco have a loyalty program?

Yes, Costco has a membership program that offers exclusive benefits to members.


In conclusion, while Afterpay is a popular payment method for many shoppers, it’s important to note that Costco does not currently accept it. However, there are still many payment options available, including credit cards, debit cards, and Costco Shop Cards. Despite not accepting Afterpay, Costco remains a top choice for savvy shoppers looking to save money on high-quality products.

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