Does Costco Accept Discover?

Costco, a popular membership-based warehouse club, offers a wide range of products and services to its customers. One common question among shoppers is whether Costco accepts Discover cards.

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Overview of Costco

Before we delve into the acceptance of Discover cards at Costco, let’s first understand what Costco is all about. Established in 1983, Costco has become a leading retailer known for providing quality products at affordable prices.

With a vast selection of merchandise ranging from groceries to electronics, Costco has gained a loyal customer base over the years.

Acceptance of Discover Card

When it comes to payment options, Costco offers various methods to accommodate different customer preferences.

As for credit cards, Costco primarily accepts Visa as its main credit card network. Unfortunately, Discover cards are not currently accepted at Costco warehouses or on their website.

Advantages of Using Discover Card at Costco

Although Discover cards are not directly accepted at Costco, there are still ways to leverage the benefits of using Discover while shopping at this popular warehouse club.

Discover offers a generous cashback rewards program, allowing cardholders to earn cashback on eligible purchases.

By using a Discover card for other everyday expenses, you can accumulate cashback rewards and then redeem them for various rewards, such as gift cards or statement credits.

Additionally, Discover provides cardholders with a range of valuable benefits, including purchase protection, extended warranty coverage, and access to exclusive deals and discounts.

These advantages can enhance your overall shopping experience even if you can’t use your Discover card directly at Costco.

Alternative Payment Methods at Costco

If you don’t have a Visa card or prefer not to use it, there are alternative payment options available at Costco. One option is the Costco Anywhere Visa Card, exclusively designed for Costco members.

This credit card allows you to earn cashback rewards on Costco purchases and other eligible categories.

Furthermore, Costco also accepts debit cards and cash as alternative payment methods. Debit cards provide a convenient and secure way to make purchases without the need for credit, while cash transactions are accepted at all Costco locations.

How to Confirm Discover Card Acceptance

To confirm the acceptance of Discover cards at specific Costco locations, you can use the online store locator

to find the nearest warehouse and check their payment policies. Simply visit the official Costco website and navigate to the store locator page. Enter your location or zip code, and the website will display a list of nearby Costco warehouses.

You can then click on each location to view additional details, including accepted payment methods.

If you prefer a more direct approach, you can contact Costco’s customer service for assistance. They will be able to provide you with the most up-to-date information regarding Discover card acceptance at specific Costco locations.

Simply reach out to their customer service hotline or send them an email with your inquiry, and their friendly representatives will be happy to assist you.

Common Issues and Troubleshooting

While Costco strives to accept a wide range of payment methods, there may be instances where Discover cards are not accepted due to technical issues or specific store policies. If you encounter such a situation, there are a few solutions and alternatives you can consider.

First, you can inquire with the cashier or store manager if there are any alternative payment options available for Discover cardholders. Some warehouses may have specific arrangements or temporary solutions in place to accommodate customers with Discover cards.

If using a Discover card is not possible at the moment, you can consider using an alternative credit card, such as Visa, Mastercard, or American Express, if they are accepted at the Costco location you’re visiting.

Another option is to utilize the Costco Anywhere Visa Card, which offers additional benefits and cashback rewards specifically designed for Costco purchases.

This card allows you to earn cashback on your Costco shopping and other eligible categories, enhancing your overall savings and rewards.

Other Benefits of Shopping at Costco

While the acceptance of Discover cards may be a consideration for some shoppers, it’s important to note that there are numerous benefits to shopping at Costco regardless of your payment method.

As a Costco member, you gain access to a wide range of perks and advantages.

One of the primary benefits of a Costco membership is the ability to purchase high-quality products at wholesale prices. Costco’s bulk buying model allows them to offer significant savings compared to traditional retailers.

This, coupled with their commitment to quality, ensures that you are getting the best value for your money.

Additionally, Costco offers a diverse selection of merchandise, from groceries and household essentials to electronics, furniture, and even travel services.

The wide range of products available under one roof makes it a convenient and efficient shopping destination for many consumers.


Does Costco accept other credit cards?

Yes, Costco primarily accepts Visa as its main credit card network. However, they also accept other major credit cards, such as Mastercard and American Express, at their warehouses.

What are the benefits of using the Costco Anywhere Visa Card?

The Costco Anywhere Visa Card offers cashback rewards on eligible purchases, including those made at Costco. Cardholders can earn cashback on various categories, such as gas, dining, travel, and more.

Can I use Apple Pay at Costco?

Yes, Costco accepts Apple Pay as a payment method, providing a convenient and contactless option for customers.

Is Discover widely accepted?

While Discover is a popular credit card network, it is not as widely accepted as Visa or Mastercard. However, many merchants and online retailers do accept Discover cards, making it a viable payment option in many places.

Can I use a Discover card for online purchases?

Yes, you can use a Discover card for online purchases at merchants that accept Discover as a payment method. Simply enter your card details during the checkout process, similar to using any other credit card for online transactions.


In conclusion, while Costco does not directly accept Discover cards, there are alternative payment methods and ways to leverage the benefits of Discover while shopping at Costco.

Consider utilizing the Costco Anywhere Visa Card or other accepted credit cards to earn cashback rewards and enjoy additional benefits. Remember to use the online store locator or contact customer service for the most accurate information regarding Discover card acceptance at specific Costco locations.

Shopping at Costco provides numerous advantages, including access to quality products at wholesale prices and a variety of membership perks. Whether you choose to use a Discover card or explore alternative payment options, Costco remains a popular destination for savvy shoppers seeking value and convenience.

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